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How do I add money to my Boost Money™ Spend account?

There are several ways to add money to your Boost Money™ Spend account!

Direct Deposit

The easiest way to fund your account is to set up direct deposit, and your paycheck will be deposited automatically on payday.

Electronic Funds Transfer

To initiate an electronic transfer into your account, simply sign in to your account and select the Pay & Transfer Tab at the bottom of your screen. Here, you can link an external bank account and initiate an ACH transfer, or add funds to your account instantly from an external debit card.

We’ll send a card automatically when you add funds or set up direct deposit, or you can request one anytime from your account dashboard.

*The Boost Money™ Card requires a Boost Money™ Spend account, a deposit account with funds held as security for the Boost Money™ Card. Credit Lines feature an Annual Percentage Rate (APR) of 0.00% and a single 1 month repayment term and are subject to verification and approval. Your line is determined by the amount deposited into your Boost Money™ Spend account. At your option, repay your transactions each month with your Boost Money™ Spend account funds. For example, a $100 card purchase with a 1 month term and a 0% APR has a required single installment payment of $100. There is no fee to use an AllPoint® ATM. ATM withdrawals outside the AllPoint® ATM network are subject to a $2.50 per withdrawal fee, which will increase your finance charge and APR. A Boost Money™ Card is automatically sent when funds are added or direct deposit is switched to the Spend account. A card can be requested at any time in the account dashboard. The Boost Money™ Card is unique in that it allows you to obtain a series of closed-end loans which you may access through transactions such as card purchases up to your line amount. The Boost Money™ Card is not available in all states.

A Boost Money™ Card is automatically sent when you fund, receive money into, or switch direct deposit to your Spend account. You can also request a card anytime. Be sure to have funds in your Boost Money™ Spend account. Then spend up to the available balance on your Boost Money™ Card. We'll report on-time payments to the three major credit bureaus (Transunion®, Experian®, and Equifax®) to help you build credit over time. Credit score improvement is not guaranteed. Late payments, delinquencies or other derogatory activity on this account or your other credit card accounts and loans may adversely impact your ability to build credit.

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