Personal Loans Major PurchaseDream Vacation

Make your dream vacation a reality with a personal loan

Vacation loans up to $50,000 at competitive and low fixed rates
Check your rate in minutes

Checking your rate is free and won’t impact your credit score.

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Vacation financing to make that bucket list travel a reality.

Finance your next vacation with a personal loan that has affordable monthly payments.

Reach Your Goals with a Personal Loan through Upgrade

Make a major purchase

Get a fixed-rate loan instead of a high-interest credit card

Pay for wedding expenses

Cover wedding expenses with a wedding personal loan

Celebrate special occasions

Celebrate important milestones with a special occasions personal loan

Best Personal Loans

Personal Loans

Best Debt Consolidation Loan

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Personal loan reviews from our customers

“Amazing helpful place with easy self service! 100% recommend these guys to anyone looking for help.”

Alma Lihic

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It's quick and easy to apply for a personal loan online

Check your rate

Apply online in minutes and see your rate with no obligation or impact to your credit score.

Choose your personal loan

Review multiple loan options and decide which offer is best.

Fast funding

Accept your loan offer and you should get your money within a day of clearing necessary verifications.

Personal loans through Upgrade are flexible & customizable

Select an offer

Choose your monthly payment that won't ever change and fits your budget.

Fixed rate & term

Pick terms that fit your timeline.

Choose between a faster payoff with a shorter term or lower payments with a longer term.

A simple breakdown of a personal loan

Get to know the rates, fees, and your payback plan

If you're approved for a $10,000 loan with a 17.98% APR and 36-month term...

Your APR

The 17.98% APR includes:

14.32% yearly interest rate
5% one-time origination fee ($500)

Your money

You would get $9,500 deposited directly in your account

$10,000 - $500 = $9,500 ^{Loan amount - Origination fee}

Your payments

And, each month you would pay back $343.33 over 36 months

Personal Loan FAQs

A vacation loan is a personal loan to help cover travel expenses. You could use it for plane tickets, hotels, vacation rentals, transportation or a cruise. Vacation loans through Upgrade range from $1,000-$50,000* and offer fixed rates that allow you to make simple monthly payments to pay off your loan.

With Upgrade, you can quickly see your rate and how much you qualify for within minutes of filling out an application online. After you accept your loan offer, you can expect to get your money within 1 business day of clearing verifications.† Plus, with a personal loan you’ll have a low fixed rate and fixed monthly payments, so you know how much to budget each month and can circle the date on the calendar when the loan will be fully paid.

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Manage your Upgrade account on the go