Will signing up for Credit Health impact my credit score?
No. Signing up for Credit Health will not impact your credit score. We only perform a soft inquiry to access your credit history and generate your credit score. Each time you refresh your score (you can refresh your score weekly), a soft inquiry is done to get the updated credit information. A soft inquiry does not impact your credit score and it is only visible to you.
For more information about how Upgrade accesses your credit report when you apply for a loan, click here.
Articles in this section
- How do I correct inaccuracies on my credit report?
- How do I obtain a free copy of my credit report?
- How do I sign up for Credit Health?
- How does Credit Health calculate my credit score?
- How long does it take for my credit score to change?
- How often is my information updated?
- I am seeing errors when I access Credit Health, what do I do?
- I logged in and enrolled in Credit Health, but cannot access my score, what do I do?
- What is a VantageScore?
- What is the Path to Approval program?